Kenyans: Get Safe Loans. Avoid Scams with This List of CBK-Approved Lenders (2024)

Looking for a loan to grow your business or for personal needs? It’s important to choose a safe and reputable lender to avoid any future problems. The Central Bank of Kenya (CBK) is here to help!

CBK Approved Lenders: Borrow with Peace of Mind

The CBK recently reviewed digital lenders in Kenya. Out of over 400 applicants, only 51 companies were approved. This means these lenders have met CBK’s guidelines to ensure customer protection and ethical lending practices.

Why Choose a CBK-Approved Lender?

  • Security: CBK-approved lenders are regulated and follow strict guidelines to protect your financial information.
  • Fairness: These lenders offer transparent loan terms and competitive interest rates.
  • Peace of Mind: You can borrow with confidence knowing you’re dealing with a reputable company.

Read More: Kenya Top Digital Lending Apps for Quick and Easy Cash 2024

Don’t Get Caught Out

Sadly, there are still unapproved lenders operating in Kenya. Borrowing from them can lead to:

  • High hidden fees
  • Unfair loan terms
  • Harassment from debt collectors

Here’s How to Stay Safe:

  • Always confirm if a lender is CBK-approved before applying for a loan.
  • Visit the CBK website: A list of all approved lenders is available on the Central Bank of Kenya website. You can search the complete list for your own reference.

Complete List of CBK-Approved Lenders in Kenya.

  1. Anjoy Credit
  2. Asante FS East Africa
  3. Autochek
  4. Azura Credit
  5. Ceres Tech
  6. Chapeo Capital
  7. Chime Capital
  8. Colkos Enterprises
  9. Creditarea Capital
  10. Decimal Capital
  11. Dexintec Kenya
  12. EDOMX
  13. Extend Money Services
  14. Factorhouse
  15. Fezotech Kenya
  16. Fortune Credit
  17. Fourth Generation Capital
  18. Getcash Capital
  19. Giando Africa
  20. Inventure Mobile
  21. Jijenge Credit
  22. Jumo Kenya
  23. Kweli Smart Solutions
  24. Letshego Kenya
  25. Lipa Later
  26. Little Pesa
  27. Lobelitec Credit
  28. Maralal Ledger
  29. Marble Capital Solutions
  30. MKM Capital
  31. MFS Technologies
  32. M-Kopa
  33. Mwanzo Credit
  34. Mycredit
  35. MyWagepay
  36. Natal Tech
  37. Ngao Credit
  38. Okolea International
  39. Pezesha Africa
  40. Pi Capital
  41. Rewot Ciro
  42. Risine Credit
  43. Senti Capital
  44. Sevi Innovation
  45. Sokohela
  46. Tenakata Enterprises
  47. UbaPesa
  48. Umoja Fanisi
  49. Zanifu
  50. Zenka
  51. Zillions Credit

Kenyans are increasingly turning to the convenience of digital lending apps for fast, secure, and paperless solutions. But with so many options available, where do you even begin?

The first step is to download the app itself. This process is usually quite simple and can be done through the Google Play Store or Apple App Store. Registration is next, and while some apps can have you up and running in under 5 minutes, others may require a bit more information.

Top Digital Lending Apps for Quick and Easy Cash (2024) in Kenya

  1. KB Okolea
  2. Zash loan
  3. iPesa – Credit Loan to M-PESA
  4. Letshego Kenya Limited
  5. MyCredit Limited
  6. Zenka
  7. Flash Credit Africa
  8. Getcash Capital Limited
  9. Jijenge Credit Limited
  10. JUMO Kenya Limited
  11. Kweli Smart Solutions LTD (Smart Kiosk)
  12. Little Pesa Limited
  13. MFS Technologies Limited
  14. OKash
  15. Zenka loan app
  16. Asante financial Services Group
  17. Branch loan app
  18. Ceres Tech Limited
  19. Equity Mobile
  20. M-PESA
  21. Timiza

While digital lending apps offer a fast and convenient solution, approaching any loan requires responsibility. Before diving in, be sure to thoroughly research and compare different apps, reading reviews to understand other users’ experiences. Remember, it’s crucial to grasp the loan terms, interest rates, and repayment conditions before committing. We’d love to hear from you too. Leave a comment below and share your experience with digital lending in Kenya. Your insights can help others make informed decisions.

Do you have any questions about borrowing money in Kenya? Leave a comment below.

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